Sole Trader or Limited Company – it’s about much more than limited liability.

Another productive Friday morning at the Ingroup! This week we welcomed Mat from MBE Accountancy in Windermere, who gave a brilliant 10-minute talk on one of the questions he’s asked most: sole trader or limited company — which is more tax efficient?

Mat explained how structuring salaries and dividends can reduce exposure to the 40% and 60% tax bands, preserve Child Benefit, and unlock pension and corporation tax planning. His advice? Review your set-up before the next tax year. It could save you thousands.