Behind the Business with Kev Stead
Discover Stead Mortgages: Tailored Mortgage Solutions with Kevin Stead
In our quest to spotlight the diverse range of talents and services within our community, we’re thrilled to introduce Kevin Stead, the driving force behind Stead Mortgages.
Our series aims to offer a deeper understanding of our members, showcasing how they can assist potential customers in navigating their specific needs. Kevin’s story is one of dedication, expertise, and a heartfelt commitment to making the complex world of mortgages accessible and personalised for everyone in Kendal, Cumbria.
With over 15 years of experience, Kevin has established Stead Mortgages as a beacon of trust and reliability in the mortgage sector. His approach strips away the complexity, offering jargon-free, tailored advice to first-time buyers, those seeking to remortgage, and commercial investors alike. What sets Kevin apart is his whole-of-market perspective, ensuring that each client receives a solution perfectly suited to their unique circumstances.
- First-Time Buyers: Navigating the first step onto the property ladder can be daunting. Kevin provides clear, jargon-free advice to simplify the process, helping first-time buyers understand their options and secure mortgages with deposits as low as 5%.
- Remortgages: For homeowners looking to better their current mortgage deal or release equity from their property, Kevin offers expert advice on the remortgage process, ensuring clients find more favorable terms that suit their financial situation.
- Buy-to-Let Mortgages: Investors aiming to purchase property to rent out can rely on Kevin’s in-depth market knowledge to find competitive buy-to-let mortgage options, tailored to the unique demands of being a landlord.
- Commercial Mortgages: For entrepreneurs and business owners seeking to purchase or refinance property for commercial use, Kevin provides specialized advice on commercial mortgages, helping clients navigate the complexities of commercial property finance.
- Product Transfers: When changing lenders isn’t beneficial or possible, Kevin can assist with product transfers, advising on the best deals available with your current lender to ensure you’re not missing out on better rates.
- Lending into Retirement: Kevin offers solutions for those needing mortgage options that extend into retirement, ensuring clients have a plan that is sustainable in the long term.
- Adverse Credit Mortgages: For clients with less-than-perfect credit histories, Kevin navigates the market to find lenders willing to consider their application, providing a pathway to homeownership despite past financial challenges.
Each service is designed with the client’s best interest in mind, emphasizing Kevin’s commitment to personalized, professional mortgage advice.
Kevin’s dedication goes beyond securing the best mortgage deals. He is deeply embedded in the Kendal community, offering support and building lasting relationships that extend far beyond financial transactions. This commitment has cemented his reputation not just as a mortgage consultant but as a valued community member.
For anyone looking to embark on their mortgage journey or seeking advice on their next financial step, Kevin Stead offers a clear, guided path. You can reach out to him for bespoke mortgage advice through his website at www.steadmortgages.co.uk, email him directly at kevin@steadmortgages.co.uk, or call on 07704 441246.
Join us in exploring the stories of our members, like Kevin, who make our community stronger with their expertise and dedication.