Weekly round-up & mortgage insights from Kev

We had a good session this week — Kev from Stead Mortgages gave a solid 10-min talk on what actually drives mortgage rates. He covered everything from credit scores and deposit sizes to employment type (especially tricky if you’re self-employed). Also touched on how market forces like inflation and swap rates play into fixed vs variable options. Handy stuff, particularly if your deal’s up soon.

We had 18 members come along this week, 6 referrals passed, and just over £1,800 in business from earlier intros.