Investment Made Simple with Graham Lapin

This week, we had a fantastic talk from Graham Lapin of Financial Management Bureau Ltd, who, as always, made investing clear and easy to understand. While many people see investing as complex or risky, Graham explained that smart financial planning is just as much about minimising tax and fees as it is about market returns.
He took us through the key reasons for investing—most importantly, keeping up with inflation to maintain the value of our money over time. Graham also broke down the four main asset classes: cash, fixed income, commercial property, and stocks, highlighting how each carries different levels of risk and potential return.

To make investing accessible, FMB uses multi-asset funds, allowing clients to spread risk and simplify decision-making. Rather than picking individual investments, these funds are managed by professionals, ensuring a balanced approach tailored to different risk levels.

It was a valuable and engaging session, and the group really enjoyed it. In addition to great discussions, we had 19 members and one guest in attendance, exchanged 12 referrals, and generated over £3,000 in business from past referrals.